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More options
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Charged by the lender up front
Monthly payment
$331.67
36 payments on $10,000 at 11.9%
- Total interest
- $1,940
- Total repaid
- $11,940
- Amount borrowed$10,000
- Interest$1,940
What this means
You’d pay back $11,940 for $10,000: $1,940 of it is interest.
Compare loans by their APR, which includes fees as well as interest, and borrow over the shortest time you can afford: longer loans have lower payments but cost more.
Breakdown
| Loan amount | $10,000.00 |
| Amount repaid over the loan | $10,000.00 |
| Interest | $1,939.90 |
| Total repaid | $11,939.90 |
| Total cost of borrowing | $1,939.90 |
About the rate
24-month personal loans at banks averaged 11.90% in August 2026 (Federal Reserve).
The rate you’re offered depends mostly on your credit history and income. When comparing offers, look at the APR, which includes fees: with this loan’s fee, the APR is 11.90%.
$3,980$1,990$0
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Assumptions in this estimate
- Assumes a fixed rate and equal repayments, with interest worked out on each repayment.
- The APR here includes the up-front fee you enter. Lenders may include other costs, so their APR can differ slightly.
- Late payment charges, insurance and early repayment fees aren’t included.