Calculators for New Zealand
Built on 2026–27 New Zealand rules. Pick what you want to figure out.
- 28 free calculators
- Updated for 2026–27
- Official figures, no sign-up
Not sure where to start?
Take the free money check-up: 8 questions, then a step-by-step plan with your own
numbers.
Start the check-up
All salaries
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Pay & tax
Take-home pay, salaries and hourly wages, and the tax rates behind them.
- PAYE Calculator
- Hourly to Salary Calculator
- Job Offer Comparison Calculator
- Self-Employed Tax Calculator
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Mortgages
Repayments, deposits and what buying a home really costs.
- Mortgage Calculator
- Mortgage Affordability Calculator
- Extra Repayment Calculator
- Rent vs Buy Calculator
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Loans
Car loans, personal loans and paying off debt.
- Car Loan Calculator
- Personal Loan Calculator
- Credit Card Repayment Calculator
- Student Loan Repayment Calculator
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Savings
Plan a budget, and see how regular saving and compound interest grow your money.
- Compound Interest Calculator
- Savings & Term Deposit Calculator
- Budget Calculator
- Inflation Calculator
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Guides and courses
Plain-English guides to tax, homes and money, written from official sources.
Popular salaries after tax
Take-home pay a year.