Money basics

Lessons

1. 1 Banking basics in New Zealand: everyday accounts and savings How everyday and savings accounts work in New Zealand, what to look for, how the Depositor Compensation Scheme protects your money, and tax on interest. 3 min read Mark as done : Banking basics in New Zealand: everyday accounts and savings
2. 2 How to make a budget in New Zealand (the 50/30/20 rule) A simple way to budget in New Zealand: start from your take-home pay, budget weekly if you’re paid weekly, and split it into needs, wants and savings. 3 min read Mark as done : How to make a budget in New Zealand (the 50/30/20 rule)
3. 3 Emergency fund in NZ: how much you need and where to keep it Why an emergency fund comes before almost everything else, how to work out yours, where to keep it in New Zealand and how to build it from nothing. 3 min read Mark as done : Emergency fund in NZ: how much you need and where to keep it
4. 4 Insurance basics in NZ: what you need and what to skip Which insurance matters most in New Zealand: what ACC covers, income protection, health and life cover, home and car insurance, and what you can skip. 3 min read Mark as done : Insurance basics in NZ: what you need and what to skip
5. 5 Inflation and interest rates in New Zealand, explained What inflation is, why the Reserve Bank of New Zealand raises and cuts the OCR, and what both mean for your savings, debts and mortgage. 2 min read Mark as done : Inflation and interest rates in New Zealand, explained
6. 6 Credit scores in NZ: what affects yours and how to raise it How credit scores work in New Zealand, the three credit bureaus, what lenders look at, how to check your report free and how to improve your score. 2 min read Mark as done : Credit scores in NZ: what affects yours and how to raise it
7. 7 How to spot and report money scams in New Zealand The warning signs almost every scam shares, common scams in New Zealand, how to check an investment and protect your accounts, and where to report a scam. 3 min read Mark as done : How to spot and report money scams in New Zealand
8. 8 Investing basics: KiwiSaver, funds and getting started What investing is, how shares, bonds and funds work, how to get the most from KiwiSaver, and how to start investing outside it in New Zealand. 2 min read Mark as done : Investing basics: KiwiSaver, funds and getting started
9. 9 How much should I save in KiwiSaver? How much to save for retirement in New Zealand, why starting early matters most, a simple target, and how to get the most from KiwiSaver on top of NZ Super. 3 min read Mark as done : How much should I save in KiwiSaver?