Pay and tax calculators for New Zealand
Take-home pay, salaries and hourly wages, and the tax rates behind them.
- 5 free calculators
- Updated for 2026–27
- Official figures, no sign-up
Calculators
- PAYE Your take-home pay after PAYE tax, the ACC levy, KiwiSaver and student loan.
- Hourly to Salary Turn your hourly rate into annual, monthly and fortnightly pay, before and after tax.
- Job Offer Comparison Compare two job offers after tax and ACC.
- Self-Employed Tax Income tax and ACC levies on self-employed income, and what to set aside.
- GST Add 15% GST to a price or take it out.
Popular salaries after tax
Take-home pay a year.
Tables and rates
Guides
All New Zealand guides- Pay & benefits NZ tax codes explained: M, ME, SL and secondary codes Which New Zealand tax code to use, in plain English. What M, ME, SL and secondary codes like S and SH mean, and what happens if you pick the wrong one. Read the guide
- Income tax Independent earner tax credit (IETC) explained Who gets New Zealand's $520 independent earner tax credit, the $24,000 to $70,000 income range, who can't get it, and how to claim it with tax code ME. Read the guide
- Pay & benefits ACC earners' levy explained What the ACC earners' levy is and how much you pay in 2026–27, in plain English. 1.75% of your pay up to $156,641, taken with your PAYE. Read the guide
- Income tax Side hustle tax in New Zealand: IR3, GST and provisional tax How side hustle income is taxed in New Zealand: the IR3, what to set aside, the $60,000 GST threshold, GST on app services, provisional tax and ACC levies. Read the guide
- Pay & benefits NZ Super and benefit payment dates and Winter Energy Payment When NZ Super and main benefits are paid, how Christmas and New Year 2026–27 changes the dates, and the Winter Energy Payment rates and season. Read the guide
- Pay & benefits Working for Families and other help you might be missing The main New Zealand payments and tax credits for working people and families, including Working for Families and FamilyBoost, and how to check yours. Read the guide