Your money check-up
Answer 8 quick questions and get a step-by-step plan for your money, with your own numbers and the calculators and guides for each step. Free, and your answers stay on your device.
Question 1 of 8About 2 minutes
How old are you?
How the plan works
The plan follows the order many money guides recommend, so each step builds on the one before. Steps you’ve already done are ticked off.
- 1 Cover your essentials Make sure your pay covers what you must spend, with a budget.
- 2 A starter emergency fund A small cushion so surprises don’t go on a card.
- 3 Your employer’s KiwiSaver contribution Free money you only get by paying in yourself.
- 4 Clear expensive debt Card and overdraft interest costs more than savings earn.
- 5 A full emergency fund Three to six months of essentials.
- 6 Your goal A home, getting out of debt, retiring or saving more.
- 7 Invest for the long term For money you won’t need for five years or more.