Money for students

Lessons

1. 1 Banking basics in New Zealand: everyday accounts and savings How everyday and savings accounts work in New Zealand, what to look for, how the Depositor Compensation Scheme protects your money, and tax on interest. 3 min read Mark as done : Banking basics in New Zealand: everyday accounts and savings
2. 2 How to make a budget in New Zealand (the 50/30/20 rule) A simple way to budget in New Zealand: start from your take-home pay, budget weekly if you’re paid weekly, and split it into needs, wants and savings. 3 min read Mark as done : How to make a budget in New Zealand (the 50/30/20 rule)
3. 3 NZ tax codes explained: M, ME, SL and secondary codes Which New Zealand tax code to use, in plain English. What M, ME, SL and secondary codes like S and SH mean, and what happens if you pick the wrong one. 3 min read Mark as done : NZ tax codes explained: M, ME, SL and secondary codes
4. 4 Student loan repayments in New Zealand How much you repay on your student loan from your pay in 2026–27: 12 cents for every dollar over $24,128, with examples, second jobs and moving overseas. 3 min read Mark as done : Student loan repayments in New Zealand
5. 5 Credit scores in NZ: what affects yours and how to raise it How credit scores work in New Zealand, the three credit bureaus, what lenders look at, how to check your report free and how to improve your score. 2 min read Mark as done : Credit scores in NZ: what affects yours and how to raise it
6. 6 How to build a credit history from scratch in New Zealand New to credit? What builds a credit history in New Zealand, how long things stay on your credit report and how to check it free. 3 min read Mark as done : How to build a credit history from scratch in New Zealand
7. 7 How to spot and report money scams in New Zealand The warning signs almost every scam shares, common scams in New Zealand, how to check an investment and protect your accounts, and where to report a scam. 3 min read Mark as done : How to spot and report money scams in New Zealand