Key dates

Budgets, new tax years and other changes coming up in the countries we cover, and the calculators we'll update when they happen.

Dates marked "expected" haven't been confirmed yet. We update our figures once changes are confirmed.

Coming up

Late Oct to mid-Nov 2026

US · Expected

Official 2027 tax brackets

The IRS publishes the 2027 tax brackets and standard deduction. Until then, our 2027 page shows projections.

We'll update: 2027 tax brackets (projected): what changes from 2026
Late Oct to early Nov 2026

US · Expected

2027 401(k) and IRA limits

The IRS announces how much you can put into retirement accounts in 2027.

We'll update: 401(k) Calculator
Fall 2026, date to be announced

Canada · Expected

Federal Budget 2026

Canada now presents its federal budget in the fall. The date hasn’t been announced yet.

We'll update: Income Tax Calculator
1 Nov 2026 to 15 Jan 2027

US

Marketplace open enrollment

Sign up for 2027 health insurance on HealthCare.gov; enroll by December 15 for cover from January 1.

We'll update: ACA Subsidy Calculator , Insurance basics in the US: what you need and what to skip
11 Nov 2026

US

DC tips and overtime deductions

The emergency law that lets DC residents deduct tips and overtime for 2026 expires. A permanent law is under review.

We'll update: No Tax on Tips Calculator , No Tax on Overtime Calculator
Mid to late Nov 2026

Canada · Expected

2027 tax brackets

The Canada Revenue Agency publishes the 2027 indexed tax brackets and basic personal amount.

We'll update: Income Tax Calculator
From January 2027

UK

Household Energy Payment

A £100 payment for households in council tax bands A to D in England, paid through the council tax system.

We'll update: Autumn Budget 2026: what it means for your money
1 Jan 2027

Ireland

Budget 2027 changes start

Higher tax credits, wider tax bands and a bigger 2% USC band, once they’re passed into law.

We'll update: Salary Calculator , Budget 2027: what it means for your pay
1 Jan 2027

US

New tax year

The 2027 brackets, standard deduction and paycheck withholding tables start.

We'll update: Paycheck Calculator , W-4 Calculator
1 Jan 2027

Canada

New tax year

The 2027 tax brackets and CPP and EI rates start.

We'll update: Income Tax Calculator
March 2027, date to be announced

UK · Expected

Spring Statement

The Chancellor’s spring update on the economy and public finances.
1 Apr 2027

UK

Minimum wage rises

The National Living Wage rises by 3.9% to £13.21 an hour; £11.27 for 18 to 20-year-olds and £8.31 for 16 and 17-year-olds and apprentices.

We'll update: Salary Calculator , Hourly to Salary Calculator , Autumn Budget 2026: what it means for your money
1 Apr 2027

New Zealand

New tax year

Any new PAYE, ACC levy and student loan figures start.

We'll update: PAYE Calculator
6 Apr 2027

UK

New tax year

The 2027/28 tax year starts: tax on savings interest rises to 24%, 44% and 49%, rental profits get the same new rates, the trading allowance rises to £3,000, and the full new State Pension rises to £250.70 a week. Income Tax and National Insurance thresholds stay frozen, and the Plan 2 student loan threshold stays at £29,385.

We'll update: Salary Calculator , Autumn Budget 2026 Calculator , Savings Interest Calculator , Self-Employed Tax Calculator , Student Loan Repayment Calculator , Autumn Budget 2026: what it means for your money
11 May 2027

Australia · Expected

Federal Budget

Usually on the second Tuesday in May.

We'll update: Pay Calculator
May 2027, date to be announced

New Zealand · Expected

Budget 2027

Usually on a Thursday in May.

We'll update: PAYE Calculator
1 Jun 2027

Australia

HELP indexation

Study loan balances grow by the lower of price or wage growth.

We'll update: HECS-HELP Repayment Calculator , HECS-HELP repayments explained (2026–27)
1 Jul 2027

UK

Electricity VAT and fuel duty cuts end

The 0% VAT on household electricity and the 5p a litre fuel duty cut end on 30 June 2027; fuel duty then returns to its pre-2022 level and rises with RPI.

We'll update: Autumn Budget 2026: what it means for your money
1 Jul 2027

Australia

New tax year

The 2027–28 tax rates, Medicare levy and HELP repayment thresholds start, and Family Tax Benefit rates rise.

We'll update: Pay Calculator , HECS-HELP Repayment Calculator , Family Tax Benefit Calculator
1 Sept 2027

UK

Student loan interest rates change

Rates for the year from September are set from the Retail Price Index for March.

We'll update: Student Loan Repayment Calculator
1 Oct 2027

Ireland

PRSI rises

The next step in the planned yearly PRSI increases.

We'll update: Salary Calculator , PRSI explained: what it is and how much you pay
Early October 2027

Ireland · Expected

Budget 2028

Ireland’s Budget is usually announced in early October.

We'll update: Salary Calculator

Recently passed

28 Oct 2026 UK: Autumn Budget
14 Oct 2026 US: Social Security changes for 2027

Recently updated on FinanceWithEase

2 Nov 2026 US: Mortgage, affordability, refinance, rent vs buy and rental property calculators now start from Freddie Mac’s average 30-year rate of 7.24% (29 October 2026), down from 7.40%.
28 Oct 2026 All countries: Added a property tax calculator for the US, with a page for every state: the tax on a home from its value and the state’s typical rate, and how each state compares.
28 Oct 2026 All countries: Added a guide to the Autumn Budget 2026 for the UK: what changes for your pay, savings, ISAs, pension, property and bills, and when.
28 Oct 2026 All countries: State Pension calculator and guide for the UK updated with the 2027/28 rate of £250.70 a week, the Pension Tax Allowance and the triple lock change from April 2030.
28 Oct 2026 All countries: Autumn Budget 2026 added to our UK calculators and guides: tax on savings interest rises to 24%, 44% and 49% from April 2027, the Cash ISA limit stays £20,000, the trading allowance rises to £3,000, and the Lifetime ISA charge for a home over £450,000 falls to 20%.
28 Oct 2026 All countries: Added an Inheritance Tax calculator for the UK: the tax on an estate with the £325,000 and £175,000 allowances, a late spouse’s unused allowances, charity and Agricultural and Business Relief.
28 Oct 2026 All countries: Added a State Pension deferral calculator for the UK: what you’d get if you put off claiming for up to 5 years, and when deferring pays off.
28 Oct 2026 All countries: Added a net worth calculator in every country: what you own minus what you owe, with and without your home.
28 Oct 2026 All countries: Added a savings goal calculator in every country: how much to save each month to reach a goal by a date, or how long it will take.
28 Oct 2026 All countries: Added an inflation calculator in every country: what money from any year is worth today, from each country’s official consumer price index, up to September 2026.
28 Oct 2026 All countries: Added a car affordability calculator in every country: the most a car can cost for a monthly payment that fits your take-home pay.
28 Oct 2026 All countries: Added a lease vs buy calculator for the US and Canada: what leasing and buying with a loan really cost over the lease, with sales tax and the car’s value at the end.
28 Oct 2026 All countries: Added a HELOC calculator for the US and Canada: how much you could borrow against your home and the monthly cost.
28 Oct 2026 All countries: Added a CPP and OAS calculator for Canada: your pensions at every starting age, and which ages pay the most by the age you plan for.
28 Oct 2026 All countries: Added a novated lease calculator for Australia: what leasing an electric or petrol car through your salary saves against a car loan, with the 2026–27 car limit and FBT rules.
28 Oct 2026 All countries: Added an Age Pension calculator for Australia: your pension a fortnight under the income and assets tests, with the rates and deeming from 20 September 2026.
28 Oct 2026 All countries: Added an inheritance tax (CAT) calculator for Ireland, with the higher thresholds from 7 October 2026: €420,000, €44,000 and €22,000.
28 Oct 2026 All countries: Added a State Pension calculator for Ireland: your State Pension (Contributory) if you start it at any age from 66 to 70, and when waiting pays off.
28 Oct 2026 All countries: Added a Social Security calculator for the US: your benefit at every claiming age from 62 to 70, and when waiting pays off.
28 Oct 2026 All countries: Added a Social Security tax calculator for the US: how much of your benefits is taxable in 2026, the tax it adds after the senior deduction, and what to withhold.
28 Oct 2026 All countries: Added a Roth conversion calculator for the US: the federal and state tax on converting, the room left in your bracket, and whether converting leaves you more later.
28 Oct 2026 All countries: Added a child tax credit calculator for the US: your 2026 credit of up to $2,200 a child after the phase-out, and how much is refunded.
28 Oct 2026 All countries: Added a 529 college savings calculator for the US: what college could cost when your child starts, using College Board’s 2025–26 prices, and how much to save.
28 Oct 2026 All countries: Added an ACA subsidy calculator for the US: what you’d pay for a benchmark Marketplace plan in 2027, your premium tax credit, and the Medicaid and 400% limits.
28 Oct 2026 All countries: Added a Medicare IRMAA calculator for the US: your 2026 Part B and Part D premiums for your income.
28 Oct 2026 All countries: Added a life insurance calculator in every country: how much cover your family would need for your income, mortgage and debts, after your savings and the cover you already have.
23 Oct 2026 All countries: Added an exit tax calculator for Ireland: the tax on ETFs and funds over time, with deemed disposal every 8 years, and how it compares with shares.
23 Oct 2026 All countries: Added a Lifetime ISA calculator for the UK: what your savings grow to with the 25% bonus, for a first home or retirement, and what the withdrawal charge would cost.
23 Oct 2026 US: Added mortgage calculator pages for every state and DC, starting from each state’s typical home price and property tax rate.
23 Oct 2026 All countries: Added a standard vs itemized deduction calculator for the US: mortgage interest, the $40,400 SALT cap, charity and medical costs, with the tax each choice leaves and when bunching donations helps.
23 Oct 2026 All countries: Added an RRSP vs TFSA calculator for Canada: which leaves you more in retirement for your income and province, with the OAS clawback.
23 Oct 2026 All countries: Added an RMD calculator for the US: your required minimum distribution from an IRA or 401(k), when it’s due, and your RMDs in the years ahead.
22 Oct 2026 All countries: Added a capital gains tax calculator for the US: federal short and long-term rates, the 3.8% investment income tax, losses, and each state’s own rules.
22 Oct 2026 All countries: Added a W-4 calculator for the US: what your employer withholds from each paycheck, the refund or bill it leaves, and what to enter on your W-4.
22 Oct 2026 All countries: Added an HSA calculator for the US: the federal, payroll and state tax a health savings account saves you in 2026 or 2027, and what it could grow to by 65.
22 Oct 2026 All countries: Added a dividend tax calculator for the UK: the tax on your dividends for 2025/26 and 2026/27, the band they fall in, and when to pay HMRC.
20 Oct 2026 All countries: Added a Family Tax Benefit calculator for Australia: Part A and Part B a fortnight for 2026–27, with supplements and Rent Assistance.
20 Oct 2026 All countries: Added an Autumn Budget 2026 calculator for the UK: how the changes from April 2027 affect your take-home pay and the tax on your savings.
20 Oct 2026 All countries: Monthly data check: US credit card rate updated to 22.36%, 2026 poverty guidelines in the student loan calculator, and the 2027 Social Security increase added to our guides.
20 Oct 2026 All countries: Added region comparisons, a 2027 tax year switch for Ireland and Australia, benefit payment dates, and calculators for the Canada Child Benefit, EI, EITC, TFSA, RESP, FHSA, RRSP refunds, CMHC insurance, the stress test, closing costs and rental property.
20 Oct 2026 All countries: Added the Start investing and Get out of debt courses, and guides to side hustle tax, insurance and capital gains.
20 Oct 2026 All countries: Added rent affordability, retirement drawdown and remortgage calculators, and print-friendly pages.
19 Oct 2026 All countries: Added the savings interest and rent vs buy calculators.
14 Oct 2026 All countries: Added the budget calculator, with the 50/30/20 rule.
14 Oct 2026 All countries: Added retirement calculators: 401(k), RRSP, UK and Irish pensions, super and KiwiSaver.
14 Oct 2026 US: Added the projected 2027 tax brackets and standard deduction.
14 Oct 2026 All countries: Added mortgage overpayment, debt payoff and credit card payoff calculators.
14 Oct 2026 Ireland: Added the Help to Buy calculator, with the €35,000 limit from 7 October 2026.
14 Oct 2026 UK: Added the student loan calculator, with interest rates from 1 September 2026.
14 Oct 2026 Australia: Added the HECS-HELP calculator, with 2026–27 repayment rates and 2.8% indexation.
13 Oct 2026 Ireland: Added a guide to Budget 2027, announced on 6 October 2026.