£20,000 a year after tax in the UK
If you make £20,000 a year in the UK, your estimated take-home pay is £17,920 a year, or £1,493 a month, after tax. That is an average tax rate of 10.4%.
Take-home per year
£17,920
Per month
£1,493
Per week
£344.61
Breakdown
| Year | Month | Week | Hour | |
|---|---|---|---|---|
| Gross pay | £20,000 | £1,667 | £385 | £10.26 |
| Income Tax | -£1,486 | -£124 | -£29 | -£0.76 |
| National Insurance | -£594 | -£50 | -£11 | -£0.30 |
| Take-home pay | £17,920 | £1,493 | £345 | £9.19 |
Assumes the 1257L tax code, no pension contributions or student loan, and rates for England, Wales and Northern Ireland unless stated. Uses 2026/27 tax rules. Hourly figures assume 37.5 hours a week.
Customize in the calculator How much could you borrow on £20,000?If you live in Scotland
Scotland sets its own income tax rates and bands: six bands from 19% to 48%, compared with three (20%, 40% and 45%) in the rest of the UK. National Insurance is the same across the UK. On £20,000 in Scotland you take home £17,959 a year (£40 more).
Frequently asked questions
How much is £20,000 a year after taxes in the UK?
About £17,920 a year, or £1,493 a month, for an employee in 2026/27. That works out to £344.61 per week.
How much tax do you pay on £20,000 in the UK?
About £2,080 in total, an average rate of 10.4%. That includes £1,486 Income Tax, £594 National Insurance.
What is £20,000 a year per hour after taxes?
Working 37.5 hours a week, £20,000 a year is £10.26 an hour before tax and about £9.19 an hour after tax in the UK.