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Stamp Duty Calculator

Enter the price and where the home is to see the Stamp Duty, LBTT or LTT you'll pay, whether you're moving home, buying your first home or buying an additional property.

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More options· UK resident

Buyers who aren't pay an extra 2% on every band

Stamp Duty to pay

£5,000

Stamp Duty Land Tax on a £300,000 home in England

Effective rate
1.67%
Price paid
£300,000

What this means

Stamp Duty works in slices, like income tax: each rate applies only to the part of the price in its band. That’s why you pay 1.7% overall, not the top rate.

It’s due when you complete, so save for it on top of your deposit.

How it’s worked out

Part of the priceRateTax
£0 to £125,0000%£0.00
£125,001 to £250,0002%£2,500.00
£250,001 to £925,0005%£2,500.00
£925,001 to £1,500,00010%£0.00
Over £1,500,00012%£0.00
Total Stamp Duty£5,000

At £300,000

Moving home£5,000
First-time buyer£0
Additional property (second home, buy-to-let)£20,000
Assumptions in this estimate
  • For a home bought by individuals. Shared ownership, leasehold rent, mixed-use property and company purchases are not covered.
  • First-time buyer relief needs every buyer to be a first-time buyer who will live in the home.
  • If you buy a new main home before selling your old one, you pay the higher rates and can claim the extra back if you sell the old home within 36 months.
  • The 2% non-resident surcharge applies if you were in the UK for fewer than 183 days in the 12 months before buying.
Spotted a mistake? Tell us

How the calculator works

Each tax is charged in slices: every rate applies only to the part of the price within its band, and the slices are added together. The calculator shows each slice, so you can see exactly where the tax comes from.

  • England and Northern Ireland: Stamp Duty Land Tax (SDLT). 0% up to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5 million and 12% above.
  • Scotland: Land and Buildings Transaction Tax (LBTT). 0% up to £145,000, 2% to £250,000, 5% to £325,000, 10% to £750,000 and 12% above.
  • Wales: Land Transaction Tax (LTT). 0% up to £225,000, 6% to £400,000, 7.5% to £750,000, 10% to £1.5 million and 12% above.

First-time buyers

In England and Northern Ireland you pay nothing up to £300,000 and 5% from £300,001 to £500,000, as long as every buyer is a first-time buyer who will live in the home. In Scotland the 0% band rises to £175,000. Wales has no first-time buyer relief.

Second homes and buy-to-let

Buying a property of £40,000 or more when you already own a home means higher rates: 5 percentage points extra on every band in England and Northern Ireland, an 8% Additional Dwelling Supplement on the whole price in Scotland, and Wales’s higher LTT rates. If the new home replaces your main residence, the higher rates don’t apply, or can be claimed back once you sell your old home within the time limit.

What this calculator doesn’t include

Shared ownership, leasehold rent, mixed-use and commercial property, and company purchases. For those, use the official calculators from HMRC, Revenue Scotland or the Welsh Revenue Authority.

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Frequently asked questions

How much is stamp duty on a £300,000 house?

In England and Northern Ireland, £5,000 if you're moving home, nothing if you're a first-time buyer, and £20,000 for an additional property such as a buy-to-let. In Scotland, LBTT is £4,600 (£4,000 for first-time buyers), and in Wales LTT is £4,500.

Do first-time buyers pay stamp duty?

In England and Northern Ireland, first-time buyers pay nothing on the first £300,000 and 5% on the part from £300,001 to £500,000. Above £500,000 the relief doesn't apply and you pay the normal rates. In Scotland, first-time buyer relief raises the 0% band to £175,000, saving up to £600. Wales has no first-time buyer relief.

How much extra do you pay on a second home or buy-to-let?

In England and Northern Ireland, 5 percentage points more on every band. In Scotland, the Additional Dwelling Supplement adds 8% of the whole price on top of LBTT. In Wales, the higher LTT rates apply from the first pound. In all three, the extra only applies to properties of £40,000 or more.

How is stamp duty calculated?

Like income tax, each rate applies only to the part of the price within its band, and the amounts are added up. For example, on a £300,000 home in England you pay 0% on the first £125,000, 2% on the next £125,000 (£2,500) and 5% on the last £50,000 (£2,500), £5,000 in total.

When do I pay stamp duty?

In England and Northern Ireland, you (usually your solicitor) must file the return and pay within 14 days of completion. LBTT in Scotland and LTT in Wales are due within 30 days.