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FinanceWith Ease
Change country: United Kingdom

Free course

Money for students

Your first bank account, a budget that works, your first payslip and your student loan.

7 lessons · about 24 minutes

Lessons

  1. 1 Banking basics in the UK: current accounts, savings and FSCS How current accounts and savings accounts work in the UK, what to look for, how the FSCS protects your money and how to avoid overdraft costs, in plain English. 3 min read
  2. 2 How to make a budget in the UK (the 50/30/20 rule) A simple way to budget in the UK: start from your take-home pay, see where it goes, use the 50/30/20 rule, plan for yearly bills and automate it. 3 min read
  3. 3 How to read your payslip What everything on a UK payslip means, from your tax code and NI letter to tax, National Insurance, pension and student loan deductions, with a worked example. 3 min read
  4. 4 Student loan repayments explained How student loan repayments work in the UK, which plan you're on, how much comes off your pay on each plan in 2026/27, and whether to pay it off early. 4 min read
  5. 5 UK credit scores: what affects yours and how to raise it How credit scores work in the UK, the three credit reference agencies, what lenders look at, how to check your score free and the quickest ways to improve it. 3 min read
  6. 6 How to build a credit history from scratch in the UK New to credit or to the UK? How to build your credit file: the electoral roll, credit-builder cards, rent reporting and how long things stay on your file. 4 min read
  7. 7 How to spot and report money scams in the UK The warning signs almost every scam shares, the most common UK scams, how to protect your accounts, how bank refunds for scams work, and who to tell. 4 min read