Retirement calculators for the UK
Retirement savings, pensions and contributions.
- 4 free calculators
- Updated for 2026/27
- Official figures, no sign-up
Calculators
- Pension What your workplace pension could grow to, with tax relief and your employer.
- State Pension Deferral Your State Pension if you claim it now or put it off, and when deferring pays.
- FIRE When you could retire early, from your savings rate, and your Coast FIRE number.
- Pension Drawdown How long your pension pot or savings will last, and how much you can take.
Guides
All UK guides- Retirement & saving How much should I save into my pension? How much to save into a pension in the UK, why starting early matters, a simple target, the State Pension, and why auto-enrolment minimums may fall short. Read the guide
- Retirement & saving The State Pension explained: how much you’ll get and when How much the new State Pension pays in 2026/27 and 2027/28, how National Insurance years build it, when you can claim it, and how to check and fill gaps. Read the guide
- Retirement & saving Workplace pensions and auto-enrolment explained How workplace pensions work in the UK: who is enrolled, what you and your employer pay in, how tax relief and salary sacrifice work, and the cost of opting out. Read the guide
- Income tax Autumn Budget 2026: what it means for your money What the Autumn Budget 2026 changes for your pay, savings, ISAs, pension, property and bills, and when, in plain English, with examples. Read the guide
- Income tax The High Income Child Benefit Charge explained How the High Income Child Benefit Charge works between £60,000 and £80,000 in 2026/27, what it costs, why you should still claim, and how to reduce it. Read the guide
- Income tax The 60% tax trap between £100,000 and £125,140 Why earning between £100,000 and £125,140 means a 60% tax rate, what it costs you, and how pension salary sacrifice and Gift Aid get you out of it. Read the guide