Money basics

Lessons

1. 1 Banking basics in the UK: current accounts, savings and FSCS How current accounts and savings accounts work in the UK, what to look for, how the FSCS protects your money and how to avoid overdraft costs, in plain English. 3 min read Mark as done : Banking basics in the UK: current accounts, savings and FSCS
2. 2 How to make a budget in the UK (the 50/30/20 rule) A simple way to budget in the UK: start from your take-home pay, see where it goes, use the 50/30/20 rule, plan for yearly bills and automate it. 3 min read Mark as done : How to make a budget in the UK (the 50/30/20 rule)
3. 3 Emergency fund in the UK: how much and where to keep it Why an emergency fund comes first, how to work out yours, where to keep it in the UK (easy-access savings, Cash ISAs, Premium Bonds) and how to build it. 3 min read Mark as done : Emergency fund in the UK: how much and where to keep it
4. 4 Insurance basics in the UK: what you need and what to skip Which insurance matters most in the UK: protecting your income beyond Statutory Sick Pay, life insurance, home and car cover, and what you can skip. 3 min read Mark as done : Insurance basics in the UK: what you need and what to skip
5. 5 Inflation and interest rates in the UK, explained What inflation is, why the Bank of England raises and cuts Bank Rate, and what both mean for your savings, debts and mortgage. With an interactive example. 2 min read Mark as done : Inflation and interest rates in the UK, explained
6. 6 UK credit scores: what affects yours and how to raise it How credit scores work in the UK, the three credit reference agencies, what lenders look at, how to check your score free and the quickest ways to improve it. 3 min read Mark as done : UK credit scores: what affects yours and how to raise it
7. 7 How to spot and report money scams in the UK The warning signs almost every scam shares, the most common UK scams, how to protect your accounts, how bank refunds for scams work, and who to tell. 4 min read Mark as done : How to spot and report money scams in the UK
8. 8 Investing basics: ISAs, pensions and index funds How shares, bonds and index funds work, which UK accounts to use first (workplace pension, Lifetime ISA, Stocks and Shares ISA) and how to start small. 2 min read Mark as done : Investing basics: ISAs, pensions and index funds
9. 9 How much should I save into my pension? How much to save into a pension in the UK, why starting early matters, a simple target, the State Pension, and why auto-enrolment minimums may fall short. 2 min read Mark as done : How much should I save into my pension?