Skip to content
FinanceWith Ease
Change country: United Kingdom

£12 an hour is how much a year?

At 37.5 hours a week, £12 an hour is £23,400 a year before tax, or about £20,368 a year after tax in the UK.

£

Fewer if you take unpaid time off

Paid at 1.5× your rate

Yearly salary, before tax

£23,400

37.5 hours a week × 52 weeks

Take-home pay after tax

£20,368a year · £1,697 a month

How your pay is split
  • Take-home£20,368
  • Tax and deductions£3,032

Average tax rate 13.0% · £10.44 an hour after tax

What this means

A raise of £1 an hour adds about £1,950 a year before tax, so small raises add up.

Your pay before tax

Per hour£12.00
Per day (5-day week)£90.00
Per week£450.00
Per month£1,950.00
Per year£23,400.00

After tax (2026/27)

Per yearPer month
Gross pay£23,400£1,950
Income Tax-£2,166-£181
National Insurance-£866-£72
Take-home pay£20,368£1,697
Assumptions in this estimate
  • Take-home pay assumes a single person with no pension, retirement or other pre-tax deductions.
  • Assumes the standard 1257L tax code and a full year in the same job.
  • National Insurance is worked out for each pay period; this estimate works it out for the year, which can differ by a few pounds.
  • Pension contributions are a percentage of your full salary; some workplace schemes use qualifying earnings (£6,240 to £50,270) instead.
  • Marriage Allowance, Blind Person’s Allowance and the High Income Child Benefit Charge are not included.
  • You can choose one undergraduate student loan plan (plus a postgraduate loan). With more than one plan, you repay 9% of earnings above the lowest threshold.
  • Above £100,000 the figures are your yearly tax bill with the Personal Allowance reduced; on a 1257L code your payslips may take less until HMRC updates your code.
Spotted a mistake? Tell us

If you work more or fewer hours

Hours a week Per week Per month Per year
20 £240 £1,040 £12,480
30 £360 £1,560 £18,720
37.5 £450 £1,950 £23,400
40 £480 £2,080 £24,960
45 £540 £2,340 £28,080

Before tax, at the same rate for every hour (no overtime pay).

£12 an hour after tax

Year Month Week Hour
Gross pay £23,400 £1,950 £450 £12.00
Income Tax -£2,166 -£181 -£42 -£1.11
National Insurance -£866 -£72 -£17 -£0.44
Take-home pay £20,368 £1,697 £392 £10.44

In Scotland, which sets its own income tax rates, £12 an hour takes home £20,407 a year (£40 more).

Assumes the 1257L tax code, no pension contributions or student loan, and rates for England, Wales and Northern Ireland unless stated. Full-time at 37.5 hours a week. Uses 2026/27 tax rules.

Open the full take-home pay calculator

Frequently asked questions

How much is £12 an hour a year?

£23,400 a year before tax, working 37.5 hours a week for 52 weeks (1,950 hours).

How much is £12 an hour a month?

£1,950 a month before tax. Months vary in length, so this is the yearly amount divided by 12.

How much is £12 an hour after tax?

About £20,368 a year, or £1,697 a month, for an employee working 37.5 hours a week in the UK. That's £10.44 an hour after tax.

How much is £12 an hour per week?

£450.00 before tax, or about £391.68 after tax.