Retirement calculators for Ireland
Retirement savings, pensions and contributions.
- 4 free calculators
- Updated for 2026
- Official figures, no sign-up
Calculators
- Pension What your pension could grow to, with tax relief or auto-enrolment.
- State Pension Deferral Your State Pension (Contributory) from 66 to 70, and when starting later pays.
- FIRE When you could retire early, from your savings rate, and your Coast FIRE number.
- Pension Drawdown How long your pension, ARF or savings will last, and how much you can take.
Guides
All Ireland guides- Retirement & saving Auto-enrolment explained: My Future Fund (2026) How Ireland's auto-enrolment pension works, who's included, what you, your employer and the State pay in, how the rates rise, and what it costs you. Read the guide
- Retirement & saving How much should I save into a pension? How much to save into a pension in Ireland, why starting early matters most, a simple target, and how tax relief and auto-enrolment help. Read the guide
- Investing Irish capital gains tax: the 33% rate and €1,270 exemption How capital gains tax works in Ireland: the 33% rate, the €1,270 exemption, working out the gain, when to pay, losses, crypto, and why funds pay exit tax. Read the guide
- Investing Index funds vs picking stocks in Ireland: why go passive Why most fund managers fail to beat an index fund, what fees cost you, and how Irish exit tax and capital gains tax change the choice of ETFs or shares. Read the guide
- Investing Investing basics in Ireland: pensions, funds and tax What investing is, how shares, bonds and funds work, why your pension usually comes first in Ireland, and how Irish tax treats ETFs and shares differently. Read the guide
- Money myths Myth: a pay rise into the higher rate cuts your pay The higher rate only applies to income above your cut-off point. Why a pay rise doesn’t cut your take-home pay in Ireland, and the real exceptions. Read the guide