Retirement calculators for Australia
Retirement savings, pensions and contributions.
- 4 free calculators
- Updated for 2026–27
- Official figures, no sign-up
Calculators
- Super What your super could grow to by retirement, with salary sacrifice.
- Age Pension Your Age Pension a fortnight under the income and assets tests, with deeming.
- FIRE When you could retire early, from your savings rate, and your Coast FIRE number.
- How Long Will My Super Last? How long your super or savings will last, and how much you can take.
Guides
All Australia guides- Retirement & saving Salary sacrificing into super explained How salary sacrificing into super saves tax in 2026–27, the $32,500 concessional cap, catch-up contributions, and when it's worth it at your income. Read the guide
- Retirement & saving How much super do I need to retire? How much super you need to retire in Australia, why starting early matters most, a simple target, how the Age Pension fits in, and when to add extra. Read the guide
- Investing Capital gains tax in Australia: the discount and 2027 change How capital gains tax works in Australia: the 50% discount, the main residence exemption, losses, and the change to the discount announced for July 2027. Read the guide
- Investing Index funds vs picking stocks in Australia: why go passive What an index fund or ETF is, why most Australian fund managers fail to beat the ASX 200, what fees cost you in and outside super, and how to start. Read the guide
- Investing Investing basics: super, ETFs and getting started What investing is, how shares, bonds and index ETFs work, how your super already invests for you, and how to start investing outside super in Australia. Read the guide
- Money myths Myth: a pay rise into a higher tax bracket cuts your pay A higher tax bracket only taxes the extra income at the higher rate. Why a pay rise doesn’t cut your take-home pay, and the one Australian trap where it can. Read the guide