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£18,000 a year after tax in the UK

If you make £18,000 a year in the UK, your estimated take-home pay is £16,480 a year, or £1,373 a month, after tax. That is an average tax rate of 8.4%.

Take-home per year

£16,480

Per month

£1,373

Per week

£316.92

Breakdown

YearMonthWeekHour
Gross pay £18,000£1,500£346£9.23
Income Tax -£1,086-£91-£21-£0.56
National Insurance -£434-£36-£8-£0.22
Take-home pay £16,480£1,373£317£8.45

Assumes the 1257L tax code, no pension contributions or student loan, and rates for England, Wales and Northern Ireland unless stated. Uses 2026/27 tax rules. Hourly figures assume 37.5 hours a week.

Customize in the calculator How much could you borrow on £18,000?

If you live in Scotland

Scotland sets its own income tax rates and bands: six bands from 19% to 48%, compared with three (20%, 40% and 45%) in the rest of the UK. National Insurance is the same across the UK. On £18,000 in Scotland you take home £16,519 a year (£40 more).

Frequently asked questions

How much is £18,000 a year after taxes in the UK?

About £16,480 a year, or £1,373 a month, for an employee in 2026/27. That works out to £316.92 per week.

How much tax do you pay on £18,000 in the UK?

About £1,520 in total, an average rate of 8.4%. That includes £1,086 Income Tax, £434 National Insurance.

What is £18,000 a year per hour after taxes?

Working 37.5 hours a week, £18,000 a year is £9.23 an hour before tax and about £8.45 an hour after tax in the UK.