Projected 2027 brackets
The brackets apply to your taxable income: your income minus the standard deduction or your itemized deductions.
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | Up to $12,800 | Up to $25,600 |
| 12% | $12,801 to $52,025 | $25,601 to $104,050 |
| 22% | $52,026 to $109,125 | $104,051 to $218,250 |
| 24% | $109,126 to $208,325 | $218,251 to $416,650 |
| 32% | $208,326 to $264,550 | $416,651 to $529,100 |
| 35% | $264,551 to $661,375 | $529,101 to $793,650 |
| 37% | Over $661,375 | Over $793,650 |
| Rate | Head of household | Married filing separately |
|---|---|---|
| 10% | Up to $18,250 | Up to $12,800 |
| 12% | $18,251 to $69,650 | $12,801 to $52,025 |
| 22% | $69,651 to $109,100 | $52,026 to $109,125 |
| 24% | $109,101 to $208,300 | $109,126 to $208,325 |
| 32% | $208,301 to $264,550 | $208,326 to $264,550 |
| 35% | $264,551 to $661,350 | $264,551 to $396,825 |
| 37% | Over $661,350 | Over $396,825 |
Projected 2027 standard deduction
| Filing status | 2026 | 2027 (projected) |
|---|---|---|
| Single or married filing separately | $16,100 | $16,600 |
| Married filing jointly | $32,200 | $33,200 |
| Head of household | $24,150 | $24,950 |
How much less tax will I pay?
Because the brackets and the standard deduction both rise, the same salary is taxed a little less:
- $50,000 salary $68 less
- 2026: $3,820 2027 (projected): $3,752
- $75,000 salary $280 less
- 2026: $7,670 2027 (projected): $7,390
- $100,000 salary $280 less
- 2026: $13,170 2027 (projected): $12,890
- $150,000 salary $359 less
- 2026: $24,734 2027 (projected): $24,375
About $280 less federal tax on a $75,000 salary
Income tax only, before credits. Social Security, Medicare and state taxes aren’t included.
If your pay rises by about the rate of inflation, your tax should stay about the same share of your income.
Where do these numbers come from?
Each year, the IRS raises the brackets and the standard deduction in line with inflation, measured by the chained CPI over the 12 months to August. Bloomberg Tax and Wolters Kluwer have already worked out what that gives for 2027, and their projections match. The official figures can still differ slightly, especially because one month of 2025 price data was never published.
What else changes for 2027
The same inflation update moves dozens of other figures, and the IRS publishes them together: the capital gains brackets, the earned income credit, the alternative minimum tax exemption and the yearly gift tax exclusion, among others. The 401(k), IRA and HSA limits are set in separate announcements, and the Social Security wage base comes from the Social Security Administration. We’ll update our calculators as each one is confirmed.
How brackets work
Only the part of your taxable income inside each bracket is taxed at that bracket’s rate, so moving into a higher bracket never lowers your take-home pay. See tax brackets explained and does a raise into a higher bracket lower your pay?
Which brackets do I use now?
- Your 2026 tax return, filed in early 2027, uses the 2026 tax brackets.
- Your paycheck switches to 2027 withholding in January 2027. Our paycheck calculator will move to the official 2027 figures once the IRS publishes them.