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FinanceWith Ease
Change country: United States

Free course

Money for students

Your first bank account, a budget that works, your first payslip and your student loan.

6 lessons · about 21 minutes

Lessons

  1. 1 US banking basics: checking, savings and FDIC insurance How checking and savings accounts work, what to look for in a bank, how FDIC insurance protects your money and how to avoid fees, in plain English. 3 min read
  2. 2 How to make a budget in the US (the 50/30/20 rule) A simple way to budget. Start from your take-home pay, see where it goes, split it into needs, wants and savings with the 50/30/20 rule, and automate it. 3 min read
  3. 3 How to read your pay stub What every line on a US pay stub means, in plain English. Gross pay, pre-tax deductions, federal withholding, FICA, state taxes and net pay. 3 min read
  4. 4 US credit scores: what affects yours and how to raise it What a FICO score is, the five things that make it up, what counts as a good score, how to check yours for free, and the fastest ways to improve it. 3 min read
  5. 5 How to build credit from scratch: a step-by-step plan No credit history? How to get your first FICO score with a secured card, credit-builder loan or authorized user, how long it takes and mistakes to avoid. 5 min read
  6. 6 How to spot and report money scams in the US The warning signs almost every scam shares, the most common scams in the US right now, how to protect your accounts, and where to report fraud. 4 min read