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Iowa Paycheck Calculator

Calculate your 2026 take-home pay in Iowa after federal, state and payroll taxes.

$
More options· Single
%

% of pay

$

Per year

$

Per year

Take-home per paycheck

$2,284.39

Paid every 2 weeks · 2026 tax rules

Per month
$4,950
Per year
$59,394
How your pay is split
  • Take-home79%
  • Federal tax10%
  • Social Security & Medicare8%
  • State & local3%

Average tax rate 20.8% · Marginal 33.5%

What this means

Of every extra $100 you earn, you’d take home about $67. The other 33% is your marginal rate: the rate on a raise, a bonus or overtime.

Across all your pay, only 21% goes to tax and deductions, because the first part of your income is taxed at lower rates. A raise never lowers your take-home pay overall.

Next step

Breakdown

Per paycheckPer year
Gross pay$2,884.62$75,000.00
Federal income tax-$295.00-$7,670.00
Social Security-$178.85-$4,650.00
Medicare-$41.83-$1,087.50
Iowa income tax-$84.55-$2,198.20
Take-home pay$2,284.39$59,394.30

Where your pay goes

Gross pay $6,250

Where your gross pay goes
  • Take-home$4,950
  • Federal tax$639
  • Social Security & Medicare$478
  • State & local$183

Take-home $4,950, as a 50/30/20 budget

A 50/30/20 budget of your take-home pay
  • Needs$2,475
  • Wants$1,485
  • Savings$990

Amounts a month. The 50/30/20 guide puts half your take-home pay towards needs, 30% towards wants and 20% towards savings and paying off debt.

Plan your budget with your take-home pay
Assumptions in this estimate
  • Assumes wages are your only income and you take the standard deduction.
  • Federal tax is your estimated annual liability spread evenly across paychecks; your employer’s withholding (based on your W-4) can differ.
  • Includes the 2025–2028 deductions for overtime (when you enter hourly pay over 40 hours a week, the extra half of time-and-a-half) and for people 65 or older. The tips and car-loan interest deductions are not included.
  • The earned income credit assumes the children you enter are qualifying children and that you have no investment income over $12,200; married people filing separately are treated as not eligible.
  • The $500 credit for other dependents (for example, children 17 or older) is not included.
  • Additional Medicare Tax is shown as what you owe for the year. Employers withhold it on wages over $200,000 whatever your filing status, so your paychecks can differ.
  • The 65+ option assumes you are not enrolled in Medicare: once you are, you can no longer contribute to an HSA.
  • School district surtaxes (0–20% of Iowa tax) use the 2025 list, the latest published; most large districts, including Des Moines, have none.
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Iowa taxes at a glance

Iowa has a flat income tax rate of 3.8%. Some local areas also charge an income tax, including Cedar Rapids school district, Iowa City school district and Sioux City school district.

Every paycheck in Iowa also has federal income tax, Social Security (6.2%) and Medicare (1.45%) withheld. Use the calculator above to see the exact amounts for your salary and deductions.

Notes for Iowa

  • School district surtaxes (0–20% of Iowa tax) use the 2025 list, the latest published; most large districts, including Des Moines, have none.

Popular salaries after tax in Iowa

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