Loan calculators for Ireland
Car loans, personal loans and paying off debt.
- 5 free calculators
- Updated for 2026
- Official figures, no sign-up
Calculators
- Car Loan Your monthly repayments, total interest and the real cost of the car.
- Personal Loan Your monthly repayments, total interest and the APR with fees.
- Credit Card Repayment When you’ll be debt-free, and what minimum repayments cost.
- Debt Payoff Clear several debts faster: snowball or avalanche, and your debt-free date.
- Car Affordability The most a car can cost for the monthly payment that fits your budget.
Guides
All Ireland guides- Loans & credit How to build a credit history in Ireland Ireland has no credit score. How to build a good record on the Central Credit Register: which loans count, how long records stay and how to check it free. Read the guide
- Loans & credit Buy now, pay later in Ireland: costs, credit and the rules How buy now, pay later works in Ireland, what a missed payment costs, how it shows when you apply for a loan or mortgage, and the rules that protect you. Read the guide
- Loans & credit Credit scores in Ireland and the Central Credit Register Ireland has no single credit score. How the Central Credit Register works, what lenders look at instead and how to keep a good credit history. Read the guide
- Loans & credit Help with debt in Ireland: free advice and formal options Where to get free, confidential help with debt in Ireland, how to talk to lenders, the arrears rules they must follow, and the formal debt solutions. Read the guide
- Loans & credit How to pay off debt in Ireland: avalanche or snowball? How to pay off several debts in Ireland: the avalanche and snowball methods, which saves more, and how to pay less interest, with a worked example. Read the guide