Money basics

Lessons

1. 1 Irish banking basics: current accounts, savings and DIRT How current and savings accounts work in Ireland, what to look for, how the Deposit Guarantee Scheme protects your money, and how DIRT on interest works. 2 min read Mark as done : Irish banking basics: current accounts, savings and DIRT
2. 2 How to make a budget in Ireland (the 50/30/20 rule) A simple way to budget in Ireland: start from your pay after tax, USC and PRSI, plan for yearly bills, use the 50/30/20 rule for the rest, and automate it. 3 min read Mark as done : How to make a budget in Ireland (the 50/30/20 rule)
3. 3 Emergency fund in Ireland: how much and where to keep it Why an emergency fund comes first, how to work out yours, where to keep it in Ireland (demand account, credit union or State Savings) and how to build it. 3 min read Mark as done : Emergency fund in Ireland: how much and where to keep it
4. 4 Insurance basics in Ireland: what you need and what to skip Which insurance matters most in Ireland: income protection, health insurance and Lifetime Community Rating, life and mortgage protection, and what to skip. 3 min read Mark as done : Insurance basics in Ireland: what you need and what to skip
5. 5 Inflation and interest rates in Ireland, explained What inflation is, why the European Central Bank raises and cuts rates, and what it means for your savings, debts and mortgage in Ireland. 2 min read Mark as done : Inflation and interest rates in Ireland, explained
6. 6 Credit scores in Ireland and the Central Credit Register Ireland has no single credit score. How the Central Credit Register works, what lenders look at instead and how to keep a good credit history. 2 min read Mark as done : Credit scores in Ireland and the Central Credit Register
7. 7 How to spot and report money scams in Ireland The warning signs almost every scam shares, common scams in Ireland, how to check a firm with the Central Bank, and what to do if it happens to you. 3 min read Mark as done : How to spot and report money scams in Ireland
8. 8 Investing basics in Ireland: pensions, funds and tax What investing is, how shares, bonds and funds work, why your pension usually comes first in Ireland, and how Irish tax treats ETFs and shares differently. 2 min read Mark as done : Investing basics in Ireland: pensions, funds and tax
9. 9 How much should I save into a pension? How much to save into a pension in Ireland, why starting early matters most, a simple target, and how tax relief and auto-enrolment help. 2 min read Mark as done : How much should I save into a pension?