Budgeting and savings calculators for Ireland
Plan a budget, and see how regular saving and compound interest grow your money.
- 7 free calculators
- Updated for 2026
- Official figures, no sign-up
Calculators
- Compound Interest See what regular saving and compound interest add up to over time.
- Savings Interest Interest on a savings account or fixed-term deposit, after DIRT.
- Exit Tax The exit tax and 8-year deemed disposal on ETFs and funds, and what you keep.
- Inflation What money from any year is worth today, from official price data.
- Budget Split your take-home pay with the 50/30/20 rule, and see where your money goes.
- Net Worth Add up what you own and what you owe, and see what you’re worth.
- Savings Goal How much to save each month to reach a goal, or how long it will take.
Guides
All Ireland guides- Money basics Irish banking basics: current accounts, savings and DIRT How current and savings accounts work in Ireland, what to look for, how the Deposit Guarantee Scheme protects your money, and how DIRT on interest works. Read the guide
- Investing Irish capital gains tax: the 33% rate and €1,270 exemption How capital gains tax works in Ireland: the 33% rate, the €1,270 exemption, working out the gain, when to pay, losses, crypto, and why funds pay exit tax. Read the guide
- Money basics Emergency fund in Ireland: how much and where to keep it Why an emergency fund comes first, how to work out yours, where to keep it in Ireland (demand account, credit union or State Savings) and how to build it. Read the guide
- Investing Index funds vs picking stocks in Ireland: why go passive Why most fund managers fail to beat an index fund, what fees cost you, and how Irish exit tax and capital gains tax change the choice of ETFs or shares. Read the guide
- Money basics How to make a budget in Ireland (the 50/30/20 rule) A simple way to budget in Ireland: start from your pay after tax, USC and PRSI, plan for yearly bills, use the 50/30/20 rule for the rest, and automate it. Read the guide
- Investing Investing basics in Ireland: pensions, funds and tax What investing is, how shares, bonds and funds work, why your pension usually comes first in Ireland, and how Irish tax treats ETFs and shares differently. Read the guide