Buying your first home

Lessons

1. 1 Credit scores in NZ: what affects yours and how to raise it How credit scores work in New Zealand, the three credit bureaus, what lenders look at, how to check your report free and how to improve your score. 2 min read Mark as done : Credit scores in NZ: what affects yours and how to raise it
2. 2 First home buyer guide: KiwiSaver, First Home Loan and costs Buying your first home in New Zealand: using KiwiSaver for the deposit, the First Home Loan with 5% down, how much you can borrow and costs to plan for. 3 min read Mark as done : First home buyer guide: KiwiSaver, First Home Loan and costs
3. 3 Home loan deposit and debt-to-income rules How New Zealand's deposit (LVR) and debt-to-income (DTI) rules decide how much you can borrow for a home, what counts as debt, and help for first home buyers. 4 min read Mark as done : Home loan deposit and debt-to-income rules