Buying your first home

Lessons

1. 1 Credit scores in Ireland and the Central Credit Register Ireland has no single credit score. How the Central Credit Register works, what lenders look at instead and how to keep a good credit history. 2 min read Mark as done : Credit scores in Ireland and the Central Credit Register
2. 2 The Central Bank mortgage rules explained How much you can borrow in Ireland under the Central Bank's mortgage rules: the 4 times income limit, the 10% deposit, exceptions and help with the deposit. 5 min read Mark as done : The Central Bank mortgage rules explained
3. 3 Help to Buy explained (now €35,000) How Ireland's Help to Buy scheme works for first-time buyers of new homes, who qualifies, how much you can get from 7 October 2026, and how to apply. 3 min read Mark as done : Help to Buy explained (now €35,000)