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FinanceWith Ease
Change country: New Zealand

Free course

Saving for retirement

How much to save, which accounts to use first, and how investing grows it.

3 lessons · about 7 minutes

Lessons

  1. 1 KiwiSaver contributions in 2026–27: the new 3.5% rate How much goes into your KiwiSaver from 1 April 2026, in plain English. Your 3.5% default rate, what your employer and the government add, and a worked example. 2 min read
  2. 2 How much should I save in KiwiSaver? How much to save for retirement in New Zealand, why starting early matters most, a simple target, and how to get the most from KiwiSaver on top of NZ Super. 3 min read
  3. 3 Investing basics: KiwiSaver, funds and getting started What investing is, how shares, bonds and funds work, how to get the most from KiwiSaver, and how to start investing outside it in New Zealand. 2 min read