Saving for retirement

Lessons

1. 1 How much should I save for retirement? (401(k) guide) How much to save for retirement in the US, why starting early matters most, a simple 401(k) target, and how to make the most of your employer match. 3 min read Mark as done : How much should I save for retirement? (401(k) guide)
2. 2 Roth vs traditional: 401(k) and IRA explained Roth or traditional for your 401(k) and IRA? How each is taxed, the 2026 limits and income limits, and which comes out ahead, with worked examples. 4 min read Mark as done : Roth vs traditional: 401(k) and IRA explained
3. 3 HSA explained: limits for 2026 and 2027 How a health savings account works, the 2026 and 2027 HSA and HDHP limits, how much tax it saves, and how to use it for retirement too. 3 min read Mark as done : HSA explained: limits for 2026 and 2027
4. 4 Investing basics: how to start with index funds What investing is, how stocks, bonds and index funds work, which accounts to use first (401(k), IRA, brokerage) and how to start with a small amount. 3 min read Mark as done : Investing basics: how to start with index funds