Money basics

Lessons

1. 1 Banking basics in Australia: everyday accounts and savings How everyday and savings accounts work in Australia, what to look for, how the government guarantee protects your deposits and how to avoid fees. 2 min read Mark as done : Banking basics in Australia: everyday accounts and savings
2. 2 How to make a budget in Australia (the 50/30/20 rule) A simple way to budget in Australia: start from your take-home pay, use the 50/30/20 rule, plan for yearly bills like rego, and automate it. 3 min read Mark as done : How to make a budget in Australia (the 50/30/20 rule)
3. 3 Emergency fund in Australia: how much and where to keep it Why an emergency fund comes first, how to work out yours, where to keep it in Australia (a savings or offset account) and how to build it. 3 min read Mark as done : Emergency fund in Australia: how much and where to keep it
4. 4 Insurance basics in Australia: what you need, what to skip Which insurance matters most in Australia: income protection, life cover in super, private health and the Medicare levy surcharge, and what you can skip. 3 min read Mark as done : Insurance basics in Australia: what you need, what to skip
5. 5 Inflation and interest rates in Australia, explained What inflation is, why the RBA raises and cuts the cash rate, and what it means for your savings, debts and home loan repayments. With an interactive example. 2 min read Mark as done : Inflation and interest rates in Australia, explained
6. 6 Australian credit scores: what counts and how to raise yours How credit scores work in Australia, the two credit bureaus, what comprehensive credit reporting means, how to check your score free and how to improve it. 3 min read Mark as done : Australian credit scores: what counts and how to raise yours
7. 7 How to spot and report money scams in Australia The warning signs almost every scam shares, the most common scams in Australia, how to protect your accounts, and where to report scams and get help. 3 min read Mark as done : How to spot and report money scams in Australia
8. 8 Investing basics: super, ETFs and getting started What investing is, how shares, bonds and index ETFs work, how your super already invests for you, and how to start investing outside super in Australia. 2 min read Mark as done : Investing basics: super, ETFs and getting started
9. 9 How much super do I need to retire? How much super you need to retire in Australia, why starting early matters most, a simple target, how the Age Pension fits in, and when to add extra. 3 min read Mark as done : How much super do I need to retire?