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FinanceWith Ease
Change country: United States

Free course

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How investing works, why index funds suit most people, which accounts to use first, and how gains are taxed.

4 lessons · about 12 minutes

Lessons

  1. 1 Investing basics: how to start with index funds What investing is, how stocks, bonds and index funds work, which accounts to use first (401(k), IRA, brokerage) and how to start with a small amount. 3 min read
  2. 2 Index funds vs picking stocks in the US: why go passive What an index fund is, why most fund managers fail to beat one, how much fees cost you over time, and how to start investing in the US. 3 min read
  3. 3 Where to invest: 401(k), IRA, HSA or brokerage account? Which investment accounts to use first in the US: the 401(k) match, HSA, Roth or traditional IRA, and a taxable brokerage, with the 2026 limits. 3 min read
  4. 4 Capital gains tax explained: rates, losses and your home How capital gains are taxed in the US: short and long-term rates, the 2026 brackets, the 3.8% net investment income tax, losses, and selling your home. 3 min read