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Illinois Property Tax Calculator

Estimate the property tax on a home in Illinois from its value and the typical Illinois rate, a year and a month.

$

The typical home in Illinois is worth $280,700

More options· Your own rate or an exemption
%

A year, as a share of value; leave at 0 to use the Illinois typical rate

$

Such as a homestead exemption on a home you live in

Property tax a year

$5,399

About $450 a month at Illinois’s typical rate of 1.92% of value, the highest of the 50 states and DC.

A month
$450
At the US average
$2,500
Rate
1.92%

What this means

Property tax is set locally, by your county, city and school district. Each works out a value for your home (the assessed value) and charges a rate on it, so the bill on the same home can differ a lot between towns in the same state. Most homeowners pay it monthly with their mortgage, through an escrow account, or in one or two bills a year.

If you itemize deductions, property tax counts towards the deduction for state and local taxes (SALT), with your state income or sales tax: up to $40,400 in 2026 ($20,200 if married filing separately), less for incomes over $505,000.

How it’s worked out

Home value$280,700
Illinois typical rate1.92%
Property tax a year$5,399.00
A month$449.92
At the US average rate of 0.89%$2,500

Compared with other states

Property tax a year on a $280,700 home
$5,399$2,700$0
Illinois (highest)US averageHawaii (lowest)
Property tax
Assumptions in this estimate
  • A state’s typical rate is what the median homeowner pays in property tax over what the median home is worth: $5,399 on $280,700 in Illinois. It’s the usual way to compare states.
  • Actual rates vary by county, city and school district, and your bill depends on your home’s assessed value, which can differ from what it would sell for. Your county assessor or tax collector has the rate and value for your home.
  • Many states lower the tax on a home you live in, with a homestead exemption, a cap on how fast its assessed value can rise, or relief for seniors, veterans or people with disabilities. Enter any exemption you get above.
  • Figures: American Community Survey 2024, median home value (B25077); American Community Survey 2024, median real estate taxes (B25103), US Census Bureau.
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Illinois property tax at a glance

The typical owner-occupied home in Illinois is worth $280,700, and its owner pays $5,399 a year in property tax: 1.92% of its value, the highest rate of the 50 states and DC, above the US average of 0.89%.

That's about $450 a month, which most homeowners pay with their mortgage through an escrow account. On a $400,000 home, the same rate comes to about $7,694 a year. Use the calculator above to see the exact amounts for your home.

Sources:

Notes for Illinois

  • Property tax is set by your county, city and school district, so rates vary within the state. Your county assessor or tax collector has the rate and assessed value for your home.
  • Many states lower the tax on a home you live in, with a homestead exemption, a cap on how fast its assessed value can rise, or relief for seniors and veterans. The calculator lets you enter an exemption.