Mortgage and home buying calculators for Australia
Repayments, deposits and what buying a home really costs.
- 8 free calculators
- Updated for 2026–27
- Official figures, no sign-up
Calculators
- Mortgage Your weekly, fortnightly or monthly home loan repayment and total interest.
- Stamp Duty Stamp duty on a home in any state or territory, with first home buyer concessions.
- Borrowing Power How much you could borrow for a home loan, and the price it lets you buy.
- Extra Repayment How much sooner extra repayments clear your home loan, and the interest saved.
- Rent vs Buy Is it cheaper to rent or buy? Compare what you’d have after you sell.
- Rent Affordability How much rent fits your income, and what it costs to move in.
- Home Loan Refinance Is refinancing your home loan worth it after fees? See what you’d save.
- Rental Yield Gross and net rental yield, and cash flow, for an investment property.
Guides
All Australia guides- Buying a home First home buyer guide: deposit, schemes and costs Buying your first home in Australia: the 5% Deposit Scheme, Help to Buy, the First Home Super Saver scheme, grants, stamp duty and the costs to plan for. Read the guide
- Buying a home First home buyer stamp duty concessions by state How much stamp duty first home buyers pay in each state and territory, the price limits for established and new homes, who qualifies and how to claim. Read the guide
- Money basics Inflation and interest rates in Australia, explained What inflation is, why the RBA raises and cuts the cash rate, and what it means for your savings, debts and home loan repayments. With an interactive example. Read the guide
- Money myths Myth: renting is dead money (Australia) Owners pay a lot they never get back too: interest, stamp duty, council rates, strata and repairs. How to compare renting and buying fairly in Australia. Read the guide