Money for students

Lessons

1. 1 Banking basics in Australia: everyday accounts and savings How everyday and savings accounts work in Australia, what to look for, how the government guarantee protects your deposits and how to avoid fees. 2 min read Mark as done : Banking basics in Australia: everyday accounts and savings
2. 2 How to make a budget in Australia (the 50/30/20 rule) A simple way to budget in Australia: start from your take-home pay, use the 50/30/20 rule, plan for yearly bills like rego, and automate it. 3 min read Mark as done : How to make a budget in Australia (the 50/30/20 rule)
3. 3 The tax-free threshold explained (2026–27) What Australia's $18,200 tax-free threshold is, how to claim it on your TFN declaration, what to do with two jobs, and who can't claim it, in plain English. 3 min read Mark as done : The tax-free threshold explained (2026–27)
4. 4 HECS-HELP repayments explained (2026–27) How HECS-HELP repayments work in 2026–27, the new repayment thresholds, how much you'll repay on your income, indexation and the 20% debt cut, in plain English. 3 min read Mark as done : HECS-HELP repayments explained (2026–27)
5. 5 Australian credit scores: what counts and how to raise yours How credit scores work in Australia, the two credit bureaus, what comprehensive credit reporting means, how to check your score free and how to improve it. 3 min read Mark as done : Australian credit scores: what counts and how to raise yours
6. 6 How to build a credit history from scratch in Australia New to credit? What builds a credit history in Australia under comprehensive credit reporting, how long things stay on your report and what to avoid. 3 min read Mark as done : How to build a credit history from scratch in Australia
7. 7 How to spot and report money scams in Australia The warning signs almost every scam shares, the most common scams in Australia, how to protect your accounts, and where to report scams and get help. 3 min read Mark as done : How to spot and report money scams in Australia