Free money help
If you’re worried about debt, bills or a scam, you’re not alone, and you don’t have to sort it out by yourself. These services in the UK are free and confidential.
Free debt advice
You never need to pay for debt help: these charities give free, confidential advice and can set up a debt plan.
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StepChange
Free debt advice and debt solutions, online or by phone.
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National Debtline
Free, independent debt advice in England, Wales and Scotland.
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Citizens Advice
Free help with debt, benefits, housing and more, in person or online.
Money guidance
Free, impartial guidance backed by the government.
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MoneyHelper
Free guidance on money, pensions and debt, with online tools.
Benefits
Check what you could claim: many people miss out.
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Turn2us
A free benefits calculator and grants search.
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GOV.UK benefits calculators
Free, anonymous benefits calculators.
Scams and fraud
Call your bank on 159 straight away, then report it. Forward scam texts to 7726.
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Report Fraud
Report fraud and cybercrime in England, Wales and Northern Ireland (it replaced Action Fraud), or call 0300 123 2040.
If you’re struggling
Money worries can weigh heavily. If you’re struggling to cope, these services are free and confidential, any time.
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Samaritans
Call free any time to talk to someone.
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Mental Health & Money Advice
Advice for when money and mental health problems affect each other.
Getting back on track
When things are calmer, a plan helps. The money check-up gives you yours in two minutes.
Take the money check-up