Free money help
If you’re worried about debt, bills or a scam, you’re not alone, and you don’t have to sort it out by yourself. These services in Canada are free and confidential.
Debt and credit counselling
Non-profit credit counsellors can help you budget, talk to creditors and set up a debt repayment program.
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Credit Counselling Canada
A network of non-profit credit counselling agencies across Canada.
Money questions and complaints
Free, independent information on banking, credit and your rights.
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Financial Consumer Agency of Canada (FCAC)
Plain-language guides on budgeting, debt and banking, and your rights with banks.
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Free tax clinics (CVITP)
Volunteers file your tax return for free if you have a modest income.
Benefits
Many benefits are paid through your tax return, so file every year.
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Government of Canada benefits finder
Find federal, provincial and territorial benefits you might qualify for.
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211
Connects you to local community and social services.
Scams and fraud
If you’ve lost money, contact your bank first, then report it.
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Canadian Anti-Fraud Centre
Report scams and fraud, and get advice on what to do next.
If you’re struggling
Money worries can weigh heavily. If you’re struggling to cope, these services are free and confidential, any time.
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9-8-8 Suicide Crisis Helpline
Call or text 9-8-8 to talk to someone, day or night.
Getting back on track
When things are calmer, a plan helps. The money check-up gives you yours in two minutes.
Take the money check-up