Free money help
If you’re worried about debt, bills or a scam, you’re not alone, and you don’t have to sort it out by yourself. These services in Australia are free and confidential.
Free financial counselling
Financial counsellors are free, independent and confidential, and can negotiate with creditors for you.
-
National Debt Helpline
Free financial counselling by phone, webchat or in person.
Money guidance
Free, independent information from the government.
-
Moneysmart
Guides and calculators from ASIC on budgeting, debt, super and investing.
Payments and support
Check what payments and services you can get.
-
Services Australia payment finder
Find Centrelink payments and services for your situation.
Scams and identity theft
Contact your bank straight away, then report it.
-
Scamwatch
Report scams and see current warnings.
-
IDCARE
Free support if your personal information has been stolen.
If you’re struggling
Money worries can weigh heavily. If you’re struggling to cope, these services are free and confidential, any time.
-
Lifeline
Call any time to talk to a trained crisis supporter.
Getting back on track
When things are calmer, a plan helps. The money check-up gives you yours in two minutes.
Take the money check-up