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FinanceWith Ease
Change country: Canada

Free course

Money for students

Your first bank account, a budget that works, your first payslip and your student loan.

6 lessons · about 16 minutes

Lessons

  1. 1 Banking basics in Canada: chequing, savings and CDIC How chequing and savings accounts work in Canada, what to look for in a bank, how CDIC protects your deposits and how to avoid fees, in plain English. 3 min read
  2. 2 How to make a budget in Canada (the 50/30/20 rule) A simple way to budget in Canada: start from your take-home pay after tax, CPP and EI, split it 50/30/20, plan for yearly bills and automate it. 3 min read
  3. 3 How tax brackets work in Canada How Canada's federal and provincial tax brackets work in 2026, the difference between your marginal and average tax rate, and why a raise never lowers your pay. 2 min read
  4. 4 Credit scores in Canada: what counts and how to raise yours How credit scores work in Canada, what Equifax and TransUnion look at, how to check your score for free and the fastest ways to improve it. 2 min read
  5. 5 Building credit from scratch in Canada, including newcomers New to credit or to Canada? How to start a credit history with a secured or student card, why additional cardholders don’t build credit, and what to avoid. 3 min read
  6. 6 How to spot and report money scams in Canada The warning signs almost every scam shares, the most common scams in Canada, from fake CRA calls to e-Transfer fraud, and where to report them. 3 min read