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ACT Stamp Duty Calculator

Work out the stamp duty on a home in ACT, with first home buyer and owner-occupier concessions and the foreign buyer surcharge.

$

Or market value, if higher

The ACT’s Home Buyer Concession Scheme

More options· Foreign buyer: no

Not an Australian citizen or permanent resident

Stamp duty in ACT

$19,208

2.6% of the price

At general rates
$22,200
You save
$2,992

Includes the ACT owner-occupier rates.

What this means

Stamp duty works in slices: each rate applies only to the part of the price in its band, so you pay 2.6% overall.

It’s paid at or soon after settlement and usually can’t go on your loan, so save for it on top of your deposit.

Next step

Duty to pay

Per year
Duty at general rates$22,200.00
owner-occupier rates-$2,992.00
Total duty$19,208.00

How it’s worked out

ACT conveyance duty at the owner-occupier rates: $8,408 plus $4.32 for every $100 over $500,000

The owner-occupier rates saves $2,992.00 compared with the general rates.

Assumptions in this estimate
  • The Home Buyer Concession Scheme is for anyone who hasn’t owned property in the last 5 years, not just first home buyers.
  • Owner-occupiers buying an off-the-plan unit pay no duty. That isn’t applied here.
  • Duty is charged on the price or the market value, whichever is higher. Registration fees, legal costs and lenders mortgage insurance aren’t included.
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ACT stamp duty at a glance

The ACT charges conveyance duty, with lower rates if you’ll live in the home. From 1 July 2026, buyers who haven’t owned property in the last 5 years pay no duty at all under the Home Buyer Concession Scheme, on new or established homes and vacant land, with no price cap or income test.

Duty is charged on the price or the market value, whichever is higher, and is usually paid at settlement. Use the calculator above to see the exact amounts for your purchase.

Notes for ACT

  • The Home Buyer Concession Scheme is for anyone who hasn’t owned property in the last 5 years, not just first home buyers.
  • Owner-occupiers buying an off-the-plan unit pay no duty. That isn’t applied here.

Other states