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NSW Stamp Duty Calculator

Work out the stamp duty on a home in NSW, with first home buyer and owner-occupier concessions and the foreign buyer surcharge.

$

Or market value, if higher

You’ve never owned a home in Australia

More options· Foreign buyer: no

Not an Australian citizen or permanent resident

Stamp duty in NSW

$27,937

3.7% of the price

At general rates
$27,937
Concessions
None

What this means

Stamp duty works in slices: each rate applies only to the part of the price in its band, so you pay 3.7% overall.

It’s paid at or soon after settlement and usually can’t go on your loan, so save for it on top of your deposit.

Next step

Duty to pay

Per year
Duty at general rates$27,937.00
Total duty$27,937.00

How it’s worked out

NSW transfer duty at the general rates: $11,602 plus $4.50 for every $100 over $387,000

Assumptions in this estimate
  • Duty is charged on the price or the market value, whichever is higher. Registration fees, legal costs and lenders mortgage insurance aren’t included.
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NSW stamp duty at a glance

NSW charges transfer duty on a sliding scale, from 1.25% on the first $18,000 to 5.5% on the part over $1.29 million (7% over $3.87 million for homes). First home buyers pay no duty on new or established homes up to $800,000, and less duty up to $1 million. The thresholds rise with inflation each July.

Duty is charged on the price or the market value, whichever is higher, and is usually paid at settlement. Use the calculator above to see the exact amounts for your purchase.

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